Part-Time Salary Calculator Germany 2026

See how your gross and net pay change if you reduce your weekly hours. Both net amounts are calculated in full and independently, with German wage tax and social security for 2026.

Now and in future
€
Your current monthly gross salary without one-off payments.
h
h
The new gross pay is calculated pro rata.
Tax details
Class IV with factor is not supported.
Sets the church tax rate and the care insurance rule in Saxony.
Liable to church tax?
Only if you are registered as a member of a church that levies church tax (e.g. Catholic or Protestant).
Shown on your payslip (often “Kfb” or “Kinderfreibetragszähler”). It only lowers the solidarity surcharge and church tax, not wage tax.
Social security
For care insurance every child counts, including adult, adopted, step and foster children.
From the 2nd child under 25 the care contribution goes down.
From age 23, people without children pay a care insurance surcharge.
%
Average 2026: 2.9%. Your health insurer (e.g. TK, AOK) states the exact rate.

Result

You have changed your inputs. The result still shows the previous values, please recalculate.

Future net pay per month€2,054.42− €551.08 compared with today. 25% fewer hours, 21.2% less net pay.

40 → 30 hours a week; monthly amount, tax class I, North Rhine-Westphalia, no church tax, child allowances 0, no children (care insurance), born 1990, additional contribution 2.9%

Before and after (per month)
ItemTodayFutureDifference
Gross pay€4,000.00€3,000.00− €1,000.00
Taxes€524.50€293.08− €231.42
Social security€870.00€652.50− €217.50
Net pay€2,605.50€2,054.42− €551.08
In context
Share of current working hours75%
Share of current net pay78.8%
Net per hour worked todayat 173.3 hours a month€15.03
Net per hour worked in futureat 130 hours a month€15.80
Payslip today
Payslip today
Gross pay (Bruttolohn)€4,000.00
Taxes
Wage tax (Lohnsteuer)tax class I− €524.50
Solidarity surcharge (Solidaritätszuschlag)below the exemption limit€0.00
Church tax (Kirchensteuer)not liable to church tax€0.00
Social security
Health insurance (Krankenversicherung)8.75% employee share incl. half the additional contribution− €350.00
Long-term care insurance (Pflegeversicherung)2.4% employee share, incl. surcharge for the childless− €96.00
Pension insurance (Rentenversicherung)9.3%− €372.00
Unemployment insurance (Arbeitslosenversicherung)1.3%− €52.00
Net pay (Nettolohn)€2,605.50
Future payslip
Future payslip
Gross pay (Bruttolohn)€3,000.00
Taxes
Wage tax (Lohnsteuer)tax class I− €293.08
Solidarity surcharge (Solidaritätszuschlag)below the exemption limit€0.00
Church tax (Kirchensteuer)not liable to church tax€0.00
Social security
Health insurance (Krankenversicherung)8.75% employee share incl. half the additional contribution− €262.50
Long-term care insurance (Pflegeversicherung)2.4% employee share, incl. surcharge for the childless− €72.00
Pension insurance (Rentenversicherung)9.3%− €279.00
Unemployment insurance (Arbeitslosenversicherung)1.3%− €39.00
Net pay (Nettolohn)€2,054.42

2026 rules: wage tax according to the official program of the German Federal Ministry of Finance, contributions at the 2026 rates and ceilings. Non-binding, no guarantee. Methodology and sources

What this calculator does not cover
  • Minijobs up to €603 a month (use the Minijob calculator) and apprentices in the transition zone
  • privately insured employees and employees without compulsory pension insurance (e.g. civil servants)
  • tax class IV with factor and allowances or add-back amounts registered with the tax office
  • one-off payments such as holiday or Christmas pay, bonuses and severance pay
  • company cars (use the company car calculator) and other benefits in kind, tax-free supplements, salary conversion into a company pension
  • employees who reach or have passed the standard retirement age in 2026, and recipients of occupational pensions
  • apprentices with special rules, cross-border commuters and employees living abroad (non-residents)
  • a change of tax class because of part-time work: the comparison uses the same tax details in both cases

How to use the calculator

Enter your current monthly gross salary and your current weekly hours, plus the hours you plan to work. The calculator scales the gross salary pro rata (30 instead of 40 hours means 75%) and runs a full payslip with wage tax and social security for both amounts. Take your tax details from your payslip, just as in the salary calculator.

Why net pay falls less than your hours

German income tax is progressive: as income falls, so does the average tax rate. Part of the pay cut is therefore absorbed by lower wage tax. Social security contributions, on the other hand, fall roughly in proportion to gross pay as long as you are below the contribution ceilings.

In the example above someone works 30 instead of 40 hours, 25% fewer. Their net pay goes from €2,605.50 to €2,054.42, so they keep 78.8% of their previous net. Per hour worked they keep €15.80 net instead of €15.03.

Part-time on €4,000 gross full-time (40 h), tax class I, no children, no church tax, NRW
Weekly hoursGrossNetWorking timeNet as share
35 h€3,500.00€2,333.2587.5 %89.6 %
32 h€3,200.00€2,166.7580 %83.2 %
30 h€3,000.00€2,054.4275 %78.8 %
25 h€2,500.00€1,768.9262.5 %67.9 %
20 h€2,000.00€1,476.8450 %56.7 %
10 h€1,000.00€876.3825 %33.6 %

If the new gross pay is €2,000 a month or less, the transition zone (Midijob) starts, with reduced employee contributions, so net pay drops even a little less. The calculator applies this automatically. Up to €603 the job is a Minijob, which the Minijob calculator covers.

What else part-time changes

  • Pension: lower gross pay means lower contributions and fewer pension points in the statutory pension insurance.
  • Holidays: annual leave depends on the number of working days per week. If you keep working five days, just shorter, you keep the same number of days off.
  • Benefits: unemployment benefit, sick pay and parental allowance (Elterngeld) are based on previous income and are lower after a reduction.
  • Bonuses: Christmas and holiday pay are often paid pro rata. Your contract or collective agreement decides.

Your right to part-time work

Under § 8 of the Part-Time and Fixed-Term Employment Act (TzBfG) employees can ask to reduce their hours if they have been employed for more than six months and the employer usually has more than 15 employees. The request has to be made in text form at least three months before the start. Temporary “bridge part-time” (Brückenteilzeit, § 9a TzBfG) for one to five years requires more than 45 employees. Your employer can refuse for operational reasons; a works council, trade union or employment lawyer can advise in individual cases.

Read more in the guide part-time work and salary.

Frequently asked questions

How much net pay do I get on 30 instead of 40 hours?

With €4,000 gross full-time, tax class I, no children and no church tax, you keep €2,054.42 net on 30 hours in 2026 instead of €2,605.50. That is 78.8% of the previous net pay for 75% of the hours.

Is gross pay always cut pro rata for part-time?

Usually yes, if your salary is tied to your contractual hours. Collective agreements or allowances can differ. In that case enter the future gross salary directly in the salary calculator.

Does part-time work change my tax class?

No, your tax class depends on your marital status, not on your hours. For married couples another combination may pay off when incomes become more similar. Check this with the tax class calculator.

Does my hourly wage go up when I work part-time?

The gross hourly wage stays the same. The net hourly wage rises slightly, because a lower income is taxed at a lower rate.